Today's Rates

Sample mortgage rates

Updated weekly · Sample rates for well-qualified borrowers as of October 31, 2026

Specialty Programs

DSCR Investor

7.125%

APR 7.375%

Bank Statement

7.500%

APR 7.750%

Jumbo 30-Year

7.40%

APR 7.44%

Conventional

30-Year Fixed

7.28%

APR 7.34%

15-Year Fixed

6.72%

APR 6.82%

5/1 ARM

6.317%

APR 6.87%

Government

FHA 30-Year

7.14%

APR 7.18%

VA 30-Year

7.04%

APR 7.09%

USDA 30-Year

6.984%

APR 7.157%

Disclosure: Sample rates are illustrative only, based on a well-qualified borrower with a 740+ credit score, 25% down, owner-occupied single-family residence, and 60-day rate lock as of the date shown. Your actual rate, APR, and payment depend on credit score, loan-to-value, occupancy, property type, debt-to-income ratio, loan amount, and discount points. Rates and terms are subject to change without notice. All loans subject to underwriting approval. Henry Jones, NMLS #2514797 · Nexa Lending LLC, NMLS #1660690 · Equal Housing Lender.